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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash involving an 18 wheeler, the case may take longer to settle than a typical car accident claim. Truck accidents are often followed by serious injuries. However, every truck accident is different and there are numerous factors that influence the time it takes to settle. Here are a few of the most important factors to consider. Insurance claims Like all vehicles on the road, 18 wheeler truckers must carry a minimum amount of insurance. This is due to a reason. Accidents involving large trucks can cause more severe injury and property damage than a regular car accident. In fact, these wrecks often result in death and catastrophic injuries. As a result, it is crucial that the victims of these accidents seek the compensation they are entitled to. While 18 wheeler insurance is a must but it isn't always easy to find policies that will meet all your needs. You may need to purchase additional insurance depending on the type of and quantity of cargo your trucks transport. For example, hazmat carriers could require up to $5 million in liability insurance. Other policies you could require include towing insurance, trailer interchange insurance and cargo insurance. A skilled attorney can assist you in determining what type of insurance coverage is required by your company. He or she can also assist you in negotiating with insurance companies to ensure that your claim is correctly resolved. In certain situations insurance companies may try to limit their liability by using the term “comparative fault. This can greatly devalue your claim. A lawyer can assist you to challenge these claims and secure the maximum compensation you deserve. A knowledgeable lawyer will ensure that you receive the amount you need to recover regardless of the manner in which you were injured in your accident. Settlements In many cases, a car accident victim will receive a settlement offer prior to the time the filing of a lawsuit. The trucking company's insurance or legal team will make this offer, which is usually significantly less than what the victim's right to. A victim should never accept this offer without speaking to an attorney for personal injury first. The amount of a settlement will depend on a variety of factors which include the degree of injuries, property damage and medical expenses. Additionally, non-economic damages can be considered, particularly in cases where you've been emotionally or physically wounded by the accident. These damages are difficult to quantify and require an expert analysis. The issue of establishing liability is another crucial factor that determines the final amount of compensation. If you can prove the person responsible for the accident violated traffic laws, acted negligently, or caused the wreck due to another act of wrongdoing, they will be accountable for your damages. There are however other legal defenses that may limit their liability. They include the doctrine of contributory negligence and comparative fault. The owner of the trucking firm could also be held responsible for the accident. This can happen when a driver operated the truck in poor conditions, or when a company fails to maintain the vehicle. In addition, if cargo was not properly loaded or a part of the truck was damaged the cargo loading and shipping company could be held liable. Filing a lawsuit You could be required to file a lawsuit when the insurance company does not provide an acceptable settlement. This can delay the resolution of your case, but it can also result in a larger award of damages. Whether you choose to settle or go to trial, a skilled truck accident lawyer is the best option. The insurance companies involved in this situation will try to make you feel like they are a bargain which is why you need someone on your side who will defend your rights. A Lafayette truck accident lawyer will analyze your accident and determine the value of the damages so that you get the maximum amount of compensation. In the majority of 18-wheeler accidents, there are multiple parties responsible. If the driver of the truck was driving under the impaired by alcohol or in violation of the hours of service rules, and his or her employer could be held accountable. In addition, the company that makes of a car part or repair shop may be held responsible when a defect in a component caused the accident. Moreover, cargo loading or shipping companies can be held liable for accidents involving their trucks. This is because these trucks have to be loaded and transported in a safe way to prevent them from tipping over or being jackknifed. Thus, the companies have to follow strict safety rules. The law also permits you to seek compensation for non-economic damages, such as pain and suffering. Trial Most cases involving truck accidents are resolved through negotiations with the insurance company, and a fair settlement should include all of your medical expenses, treatment costs, and other losses you may have and are likely to incur. Your lawyer can assist you determine the potential future damages, as well as the possibility of punitive damages. The length of time needed to get a full and final settlement will depend on a variety of factors, and an experienced attorney will be able to guide you through the process. 18 wheeler accident law firm mountain view to consider is the severity of your injuries, which will influence the amount of compensation you are entitled to. Some injuries only affect you for only a few weeks or even months but others will have a lasting or long-lasting effects on your life. In 18-wheeler accidents it could take a long time to determine who is responsible. It is because multiple parties could be held accountable, including the truck driver and the company that employs him. In some instances, there could be mechanical problems with the vehicle which cause the vehicle to crash. In this situation it might be necessary to hold the repair shop or manufacturer accountable for any damages. There are many factors that affect the amount of a settlement in an 18-wheeler accident however, in general these accidents usually result in higher settlements than those which involve cars. This is due to the severity of the injuries and damages that can result from these accidents.